CINTIA is part of a program fostering Netspar in Europe developed in order to meet problems that are by now prevailing in many governments’ agendas as are in a large part of the private sector, regarding demographic and societal changes, taking place in Europe and Italy, which have relevant economic implications for current and future generations of citizens. Welfare systems and markets have to be redesigned to provide a new architecture of the insurance and protection schemes ranging from pension provisions, to health care and to household finance.